Pakistan Journal of Social Sciences
ISSN: Online 1993-6052ISSN: Print 1683-8831
Abstract
Increasing number of dropout has emerged as a threat for the wonderful successes of the microcredit programmes in poverty alleviation. Some studies have shown dissatisfaction over the services offered by the microcredit programmes compared to other programmes as major reason for dropout. This article, based on in-depth data collected from the dropped out participants of pioneer microcredit programme Grameen Bank Bangladesh, found that majority of the dropout decisions were taken by the participants or their families as results of awful experiences caused by detrimental individual and family conditions, mostly, relating to regular meetings and regular repayment through instalments two salient features of success of mirocredit programmes. Majority of the dropped out participants were also found not entered into any other programme indicating their negative attitude towards microcredit programmes. It is necessary to reformulate microcredit policies incorporating factors contributing to dropout to reduce the problem.
How to cite this article:
Md. Rezaul Karim . What Causes Dropout from Microcredit Programmes?.
DOI: https://doi.org/10.36478/pjssci.2005.1108.1116
URL: https://www.makhillpublications.co/view-article/1683-8831/pjssci.2005.1108.1116