TY  - JOUR
T1  - Empirical Study of Bank Efficiency in Indonesia
AU - Ardiansyah, Ferry AU - Siregar, Hermanto AU - Budiman Hakim, Dedi AU - E. Siregar, Mulya 
JO  - International Business Management
VL  - 13
IS  - 9
SP  - 397
EP  - 404
PY  - 2019
DA  - 2001/08/19
SN  - 1993-5250
DO  - ibm.2019.397.404
UR  - https://makhillpublications.co/view-article.php?doi=ibm.2019.397.404
KW  - Data envelopment analysis
KW  -banking efficiency
KW  -go public
KW  -intermediary approach
KW  -production
approach
AB  - To be able to achieve the best level of efficiency, the bank must be able to manage the inputs owned
and the outputs produced in between. In addition, banks must also be able to manage operational costs and
operating income. In this analysis of efficiency is calculation of the ratio between input and output variables.
This research is using non-parametric Data Envelopment Analysis (DEA) for bank in Indonesia in group level
two (BUKU II) banks which registered at IDX with period of analysis in 2014-2018. To analyze its efficiency
by using intermediary and production approach. The sample analysis are taken from all population banks in
BUKU II that already go public which consist of two sharia banks and sixteen conventional banks (four Foreign
banks, one state-owned bank and eleven national private banks). The results of the study indicate that there are
several banks that are able to achieve a level of efficiency both using the intermediation approach and also the
production approach. In 2014, there were two Foreign banks that were able to achieve efficiency levels. In
2015, only one Foreign bank was able to achieve efficiency levels. However, in 2016 and 2017 none of the
banks was able to reach the level of efficiency. In 2018 there were three banks that were able to achieve a level
of efficiency using the intemediation and production approach, namely one sharia bank and two Foreign banks.
The results of this study are expected to be useful for evaluating the level of efficiency that occurs in banks in
Indonesia.
ER  -