TY  - JOUR
T1  - Factors Affecting the Profitability of Commercial Banks in Egypt over the
Last 5 year (2011-2015)
AU - Wahdan, May AU - Leithy, Walid El 
JO  - International Business Management
VL  - 11
IS  - 2
SP  - 342
EP  - 349
PY  - 2017
DA  - 2001/08/19
SN  - 1993-5250
DO  - ibm.2017.342.349
UR  - https://makhillpublications.co/view-article.php?doi=ibm.2017.342.349
KW  - Inflation rate
KW  -net interest income
KW  -capital adequacy
KW  -loan
KW  -loss provisions
AB  - The banking sector in Egypt as well as worldwide is considered to be the backbone of trade and
business; it is considered to be the main source of finance for most of the economic activities. However, the
determinants of banks financial performance are not indicated in a specified model. Therefore, to ensure a better
financial performance for the sector, determinants of banks profitability in Egypt should be studied and
specified in a clear model to further enhance performance and add value to the Egyptian economy. Accordingly,
this study aims to specify the key internal and external factors that have the highest effect on the financial
performance of commercial banks in Egypt during the period from 2011 till 2015. A panel data set that covers
a 5 year period from 2011-2015 with a sample of 5 top banks of Egypt represents the sample of this study. The
data were taken from the central bank of the Egypt, as well as the published financial statements of the chosen
banks. The research main findings indicate that 77% of the variation in ROA is explained by the capital
adequacy, inflation rate and total non-interest income while 61% of the variation in roe is explained by the
capital adequacy, loan loss provisions, net interest income, total non-interest income and inflation Rate.
ER  -