TY  - JOUR
T1  - Study of Relation Between Credit Risk Management of Paid Loans to
Natural Customers and Overdue Receivables of Bank Mellat
(Case Study: Management of Branches of Bank Mellat, Semnan Province)
AU - Vakilalroaia, Younos AU - Hemmati, Yadollah 
JO  - International Business Management
VL  - 10
IS  - 28
SP  - 6322
EP  - 6331
PY  - 2016
DA  - 2001/08/19
SN  - 1993-5250
DO  - ibm.2016.6322.6331
UR  - https://makhillpublications.co/view-article.php?doi=ibm.2016.6322.6331
KW  - Credit risk management
KW  -loan
KW  -overdue receivables
KW  -Bank Mellat
KW  -Semnan Province
AB  - The goal of this study is to investigate the relation between credit risk management of paid loans to
natural customers and overdue receivables of Bank Mellat through a case study in the management of branches
of Bank Mellat, Semnan province. The statistical society of the current research is all the branches of Bank
Mellat in Semnan province. The statistical sample of the current study was selected according to collected data
in the period between 2002 and 2012. The method of the current research is descriptive and is a correlative type
of study. It was examined using regression analysis method and economic evaluation tests of research data.
The data of the research was analyzed using SPSS statistical software. In general, the current study showed
that there is a significant relation between credit risk management of loans (credits) received by customers
individually (which is similar to individual analysis of negotiable documents risk) and overdue receivables of
Bank Mellat, Semnan province. This figure shows at error level of 5% that there is a significant relation between
two variables of credit risk management of loans (credits) received by the customers individually (that
corresponds with the individual analysis of negotiable documents risk) and overdue receivables of Bank Mellat,
Semnan Province.
ER  -