TY  - JOUR
T1  - Developing a Framework for Electronic Payment Systems,
Trust and Security in Iraq
AU - Thiab, Ali Shawket AU - Mohd. Yusoh, Zeratul Izzah 
JO  - Journal of Engineering and Applied Sciences
VL  - 13
IS  - 12
SP  - 4482
EP  - 4492
PY  - 2018
DA  - 2001/08/19
SN  - 1816-949x
DO  - jeasci.2018.4482.4492
UR  - https://makhillpublications.co/view-article.php?doi=jeasci.2018.4482.4492
KW  - Electronic payment systems
KW  -perceived trust
KW  -perceived security
KW  -transaction procedure
KW  -technical
KW  -perceived privacy
KW  -perceived ease of use
KW  -perceived usefulness
AB  - e-Payment system is increasingly becoming a daring means of payments in today’s business world.
This is due to its efficiency, convenience and timeliness. It is a payment system that is continuously being
embraced and adopted in the financial system of both developed and developing countries with a view to
simplify and ease payments in business transactions. Customer’s trust of Electronic Payment System (EPS) use
in Iraq is the subject of this study. In accordance to the results of the mean score analysis, it proved that the
majority of people agree with all considered aspects of EPS in Iraq. Specifically, if perceived trust and security
increases among customers, it will lead to higher EPS adoption. Respondents, think EPSs are efficient enough
systems for them to fulfil their payments and it provides an appropriate channel to follow up the payment
process.
ER  -