TY  - JOUR
T1  - Differentiation Strategy of Islamic Micro Finance Institutions in Malang
AU - Ibrahim, Fuad AU - Frisdiantara, Christea AU - Wekke, Ismail Suardi 
JO  - Journal of Engineering and Applied Sciences
VL  - 12
IS  - 15
SP  - 3865
EP  - 3869
PY  - 2017
DA  - 2001/08/19
SN  - 1816-949x
DO  - jeasci.2017.3865.3869
UR  - https://makhillpublications.co/view-article.php?doi=jeasci.2017.3865.3869
KW  - Differentiation strategy
KW  -Islamic microfinance institutions
KW  -Islamic cooperatives
KW  -research
KW  -interview
KW  -cooperative
AB  - Islam considers riba as a destructive element of society economically, socially and morally. The rise of Islamic cooperative is their solution for funding the small businesses development. Islamic cooperative is the institution to improve the small business enterprises with based on Islamic principles and the principle of cooperatives. Differentiation is one of the competitive advantages of the company to win the competition. Thorough the implementation of differentiation strategy will be realized the more sustainable Islamic cooperative. The research method was descriptive qualitative method with a phenomenological approach. The data of this research were primary data, secondary data, observation, interview and documentation. Differentiation strategy for the cooperative as an important Islamic Microfinance Institutions to implement the system so the proliferation of other microfinance institutions. Side implementation of Sharia system are not biased just waiting for the interest of the public but need a mature strategy to gain customers. The result shows this differentiation strategy is a sustainable Islamic microfinance institutions. But researcher get the high problem by the differentiation of human resources. To deliver the best services, human resources place in the main player to direct. But almost in all IMFI’s have the lack management in this division. So, the differentiation does not play clearly.
ER  -