TY  - JOUR
T1  - What Causes Dropout from Microcredit Programmes?
AU - , Md. Rezaul Karim 
JO  - Pakistan Journal of Social Sciences
VL  - 3
IS  - 9
SP  - 1108
EP  - 1116
PY  - 2005
DA  - 2001/08/19
SN  - 1683-8831
DO  - pjssci.2005.1108.1116
UR  - https://makhillpublications.co/view-article.php?doi=pjssci.2005.1108.1116
KW  - Microcredit programme
KW  -reasons for dropout
KW  -Bangladesh
AB  - Increasing number of dropout has emerged as a threat for the wonderful successes of the microcredit programmes in poverty alleviation. Some studies have shown dissatisfaction over the services offered by the microcredit programmes compared to other programmes as major reason for dropout. This article, based on in-depth data collected from the dropped out participants of pioneer microcredit programme Grameen Bank Bangladesh, found that majority of the dropout decisions were taken by the participants or their families as results of awful experiences caused by detrimental individual and family conditions, mostly, relating to regular meetings and regular repayment through instalments   two salient features of success of mirocredit programmes. Majority of the dropped out participants were also found not entered into any other programme indicating their negative attitude towards microcredit programmes. It is necessary to reformulate microcredit policies incorporating factors contributing to dropout to reduce the problem.
ER  -