@article{MAKHILLIBM2016102927095,
    title = {Self-Control, Financial Literacy and Consumer Over-Indebtedness
(Case Study: Yazd Tire Industries Complex)},
    journal = {International Business Management},
    volume = {10},
    number = {29},
    pages = {6669-6677},
    year = {2016},
    issn = {1993-5250},
    doi = {ibm.2016.6669.6677},
    url = {https://makhillpublications.co/view-article.php?issn=1993-5250&doi=ibm.2016.6669.6677},
    author = {Mostafa Kazemi,Mahmoud and},
    keywords = {Financial literacy,self-control,consumer over-indebtedness,demographic characteristics,ANOVA},
    abstract = {This study aims to assess the level of financial literacy, financial literacy and self-control workers and
the effect on consumers and the efficacy Egypt more debt demographic characteristics (demographic) they
raised the level of financial literacy and implemented. The population of the research company personnel Yazd
Tire and sampling of simple random sampling using Cochran’s formula the sample consisted of 170 employees
and the company is after repeated follow-up questionnaires, reference and research, the number of 107 valid
questionnaires were collected number. This study is comprised of three main hypotheses using two
independent samples t-test and Analysis of Variance (ANOVA) and to assess the normality assumption test
data Kolmogrov-Smirnov (K-S) and test for autocorrelation statistics durbin-Watson is used. In examining the
various hypotheses results indicate that low financial literacy workers Hstndama the field of financial literacy
groups, including business and savings, spending and borrowing insurance and pensions are literate. The
effect of self-control over consumer debt is negative or reverse the increasing amount of self-control over the
amount of consumer debt reduction and reduce the amount of self-control over the amount of consumer debt
increases.}
    }