@article{MAKHILLIBM20137125694,
    title = {The Status of Insurance as an Alternative to Aqilah for Diyat Payments Pertaining to Road Accidents},
    journal = {International Business Management},
    volume = {7},
    number = {1},
    pages = {8-13},
    year = {2013},
    issn = {1993-5250},
    doi = {ibm.2013.8.13},
    url = {https://makhillpublications.co/view-article.php?issn=1993-5250&doi=ibm.2013.8.13},
    author = {Mohd,Ahmad Bin,Anwar Fakhri and},
    keywords = {Diyat compensation,insurance,aqilah,road accidents,tribe},
    abstract = {In some Islamic countries, traffic accidents are categorised 
  as unintentional harm or fatality cases. The laws of these countries allow for 
  the aggrieved party to demand diyat (Compensation for the loss suffered) from 
  the offender that may be paid by their aqilah (in its original context, means 
  community or tribe) or male family members. The question that then arises is 
  to what extent can the aqilah be replaced by insurance agencies as the payer 
  of diyat to the victim(s) or their respected families? The objective of this 
  study is to determine this extent, specifically with regards to traffic accidents. 
  This is an issue of great significance because insurance agencies are better 
  equipped and more effective at providing coverage and protection to their policyholders 
  and as such have the potential to replace the aqilah system in situations where 
  the financial means for such a payment is not present. Studies have shown that 
  insurance agencies do indeed possess the potential to replace the aqilah system 
  in the capacity of diyat compensation to victim(s) or their families, especially 
  in the case of road accidents. It should be pointed out that insurance agencies 
  possess inherent similarities to the aqilah system particularl in relation to 
  its basic concept, role and execution in achieving the same goals.}
    }