@article{MAKHILLJEAS2018131216373,
    title = {Developing a Framework for Electronic Payment Systems,
Trust and Security in Iraq},
    journal = {Journal of Engineering and Applied Sciences},
    volume = {13},
    number = {12},
    pages = {4482-4492},
    year = {2018},
    issn = {1816-949x},
    doi = {jeasci.2018.4482.4492},
    url = {https://makhillpublications.co/view-article.php?issn=1816-949x&doi=jeasci.2018.4482.4492},
    author = {Ali Shawket and},
    keywords = {Electronic payment systems,perceived trust,perceived security,transaction procedure,technical,perceived privacy,perceived ease of use,perceived usefulness},
    abstract = {e-Payment system is increasingly becoming a daring means of payments in today’s business world.
This is due to its efficiency, convenience and timeliness. It is a payment system that is continuously being
embraced and adopted in the financial system of both developed and developing countries with a view to
simplify and ease payments in business transactions. Customer’s trust of Electronic Payment System (EPS) use
in Iraq is the subject of this study. In accordance to the results of the mean score analysis, it proved that the
majority of people agree with all considered aspects of EPS in Iraq. Specifically, if perceived trust and security
increases among customers, it will lead to higher EPS adoption. Respondents, think EPSs are efficient enough
systems for them to fulfil their payments and it provides an appropriate channel to follow up the payment
process.}
    }