@article{MAKHILLRJAS202015210227,
    title = {Challenges of Microfinance Towards Urban Poverty with Special Reference to Hassan District},
    journal = {Research Journal of Applied Sciences},
    volume = {15},
    number = {2},
    pages = {49-56},
    year = {2020},
    issn = {1815-932x},
    doi = {rjasci.2020.49.56},
    url = {https://makhillpublications.co/view-article.php?issn=1815-932x&doi=rjasci.2020.49.56},
    author = {V. and},
    keywords = {Microfinance Institutions (MFIs),urban poverty,challenges of microfinance,poverty,empowerment},
    abstract = {Microfinance plays a major role in terms
Poverty allegations, women empowerment, development
of economy and in many other aspects. But still in India
microfinance have some challenges and issues with
regards to their policies and procedures. Most of the
Microfinance in India having less outreach compared to
rural areas majority of the Microfinance institutions not
operating much in the urban areas. A pilot study has been
conducted before finalising the area of the study, based on
pilot study the area of the study has been selected as
Hassan Urban area. It has been observed that there are
unethical practices followed by the Microfinance
institutions in Hassan district while collecting loan
recovery from clients. Along with this as per the 2014
millennium report Hassan urban district poverty is more
as compare to rural areas. The data has been collected
from primary and secondary source. The survey is carried
out to identify the challenges of microfinance towards
urban poverty with special reference to Hassan district. A
structured questionnaire was framed to collect the data
analysed using correlation, regression, reliability test and
hypothesis. The study found that the outreach level of
Microfinance in Hassan urban areas is very low as
compare to Rural. But cost wise urban microfinance
having the favourable impact. At presently in Hassan
contribution of microfinance to reduce poverty is quiet
good but there is need for improvement.}
    }