Z.  Zaminor, J.  Azila, M.Z.  Siti Zamanira, M.S.  Che Rusuli, 
    Consumers’ Credit Card Bankruptcy: Cause and Effect,
    International Business Management,
    Volume 10,Issue 18,
    2016,
    Pages 4332-4335,
    ISSN 1993-5250,
    ibm.2016.4332.4335,
    (https://makhillpublications.co/view-article.php?doi=ibm.2016.4332.4335)
    Abstract: A number of studies have pointed to various mistakes that credit card users might make in their consumption-saving and financial decisions. Recently, young users like to hold a number of credit card which is automatically they have a power of spending money. Some people claimed that by having a number of credit cards, it will reflect someone socio-economy status. Without realizing the impact of the excess usage of credit card young users were declaring bankrupt due to credit card debts. This study discussed the bankruptcy issues among young users of a credit card in Malaysia. The results disclose that the compulsive spending is more influenced towards the factors that lead to bankruptcy in the early age of credit card user.
    Keywords: Bankruptcy;credit card;money;financial;Malaysia