Aleksey Muravetskiy, Irina Shok, Pavel Kuntashev, Tatyana Fliginskih, Organizational Practices to Reduce the Risk of Loan Portfolios of Commercial Banks, The Social Sciences, Volume 10,Issue 6, 2015, Pages 1482-1485, ISSN 1818-5800, sscience.2015.1482.1485, (https://makhillpublications.co/view-article.php?doi=sscience.2015.1482.1485) Abstract: According to the laws of the probability theory, enlargement and simultaneous differentiation of portfolio are underwriters of risk reduction. At the same time, commercial banks are forced and in some way are obliged to limit the most risky portion of credit assets, especially assets that are in greatest need of risk limitation. This study contains the initial stage of a study on the rationale of creating an organization that unites the most risky credit assets of different commercial banks. Keywords: credit risk mitigation techniques;loan portfolio;banking cooperative;Credit risk;commercial banks