Emdadul Haque  , Firoz Ahmed  , Saiful Islamand  , A.N.M. Rezaul Karim  , 
    Effective M-Commerce Models for Bill Payments: Bangladesh Perspective,
    International Journal of Soft Computing,
    Volume 2,Issue 3,
    2007,
    Pages 459-463,
    ISSN 1816-9503,
    ijscomp.2007.459.463,
    (https://makhillpublications.co/view-article.php?doi=ijscomp.2007.459.463)
    Abstract: M-commerce is one of the most important application domains for mobile devices, enabling users to perform  commercial  transaction  at  anytime and  wherever they go. As a low cost wireless communication system  we  could  use  m-commerce for socio-economic development of Bangladesh. In this study, we proposed two m-commerce models for the development of m-commerce in Bangladesh, especially for the payment of electric bill, gas bill and water bill in an easy way. With the existing availability of the mobile phones and present socio-economic condition, our technique may be implemented for the payment in urban area and most of the rural area.
    Keywords: E-commerce;m-commerce;prepaid subscribe;postpaid subscriber; wireless communication and SMS-banking