Olatomide  Waheed Olowa, Timothy  Taiwo Awoyemi, 
    Determination of Loan Repayment Potentials of Group Borrowers in Oyo State of Nigeria,
    Agricultural Journal,
    Volume 5,Issue 1,
    2010,
    Pages 12-18,
    ISSN 1816-9155,
    aj.2010.12.18,
    (https://makhillpublications.co/view-article.php?doi=aj.2010.12.18)
    Abstract: The problem of high incidence of default seem to be one common feature of the public credit schemes in developing countries Approach on appraising previous project focus on analyzing repayment from implementation records. Little is however known about repayment from the producers point of view. Hence, it is needful to identify and incorporate the relevant producers characteristics, determine repayment ability on producers perspective.
    Keywords: credit agency;loan;procedure;Repayment;farmers;Nigeria