TY  - JOUR
T1  - Impact of Credit Risk Management on the Stability of Vietnam Commercial Banks
AU - Tang My, Sang 
JO  - International Business Management
VL  - 14
IS  - 12
SP  - 404
EP  - 408
PY  - 2020
DA  - 2001/08/19
SN  - 1993-5250
DO  - ibm.2020.404.408
UR  - https://makhillpublications.co/view-article.php?doi=ibm.2020.404.408
KW  - Credit risk management
KW  -Basel II
KW  -stability
KW  -Vietnam commercial bank
KW  -bank performance
AB  - Risk management is the way that all business
entities need to implement in order not to lose their
capital. This issue in the credit granting activities of
Vietnam credit institutions is now more urgent. The data
of the research collected from Vietnam commercial banks
from 2005-2019, the research used the methods of Pooled
OLS, FEM, REM and GMM to process panel data. The
results show that credit risk and the previous period’s
stability have a positive relationship with bank stability,
in which non-performing loans and loan loss provision
and has a very strong relationship. NPLs and non-interest
income have the opposite and very strong relationship
with bank stability. From the above research results,
solutions related to credit risk management, capital
management and non-interest revenues are proposed to
increase business efficiency and improve Vietnam bank
stability.
ER  -